Credit Cards, Friend Or Foe

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Stephen Morgan asked:


OK as has been said before, the Festive Season approaches, the time of year when we all end up being slightly silly at the Office Xmas Party and then wake up the following morning wishing the night before had never happened.

It is also the time of year when the majority of the Open Wallet Surgery in our lives takes place and we end up funding next years Skiing trip for the majority of Credit Card Company executives the world over.

So the question still remains, how do you get the best out of your little pieces of plastic without resorting to cutting them in two?

Friend of Foe? We are not too sure about Credit Cards and their exact benefit / damage to our Society. Sure we all like the convenience of not having to haul large bundles of cash around the place and yes it does make buying that last little special item at Christmas a damn site easier. However, unless you want to try and hide your head totally in the sand and pretend that everything is rosy it would be slightly naive not to try and think that the rising levels of bankruptcies and out of control credit / debt management situation around nowadays would also have something to do with the abundance of these little pieces of plastic and the ease of getting credit nowadays.

There is a story doing the rounds that is widely credited to Dr Gregg Dimkoff of the Seldman Scholl of Business Studies at Grand Valley University and it is about a TV Interview held by the TV Host Larry King where he allegedly interviews Satan on his TV/Radio Show. I stress the point here that this is a joke and that no one should be under any illusions of the great Beelzebub himself ever making a live appearance of prime time TV or Radio!

Anyway, King asks Satan to describe the foulest deed that he had either ever committed himself or had arranged to have carried out by one of his minions? Satan thinks about this and then points out that with so much chaos, death and destruction carried out in his name over the eons, it would be hard to try and single out one single item since there had been so much. King is however persistent stating that yes with so much evil around it must be hard but there must be one dastardly thing that he was proud of. Satan thinks for a moment and then said well if you must push me there is one evil thing I am proud of; the day I invented Credit Cards!



Audrey

Meeting "james Arthur Ray"

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Norman asked:


As a coach and mentor, James has shared with thousands of individuals and organizations how to create harmonic wealth in all areas of their businesses and lives.

 

James was recently invited to share his personal expericence and insights in “The Secret” and has also been features on Extra, The Alan Colmes Show, Today and twice each on CNN’s Larry King Live and on Oprah Winfrey Show.

 

On Wednesday October 29th 2008, he was sharing his knowledge with more than 350 people in Fort Lauderdale, Florida. It was a huge success. Participants were able to ask questions like “How do I know I am making the right decision ?”, How do I get out of debt?” How do I uncover the things that are holding me back?”.  James said “It is not what you do that determines your success, it is HOW you do it”.

 

He closed his 2 hours program with these words: “Surround yourself with people who energize what you want”.  Outsanding presentation.    

 

Norman Lacasse

 

P.S. Helping people and business to succeed faster  through coaching is a true necessity in today’s society.  The more people learn, the more people can earn.  In his new book “The New Gold Standard”  Joseph A.Michelli says “Service is not about fulfilling requests, it is about anticipating them” . All of us need to keep increasing the value we deliver to our customers. People are looking for superior performances, and they need to feel valuable. People want to be treated different than other customers.  Great businesses focus of their people and their clients.

 



Jessie

The Air Mattress of the Future is Here!

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Dr. Larry A. Johnson, D.c. asked:


ing to the dictionary an air mattress is an inflatable mattress, usually made of some type of plastic material. After reading this definition it doesn’t make you want to rush out and purchase one. After all, who wants to sleep on a cold piece of plastic? But the air mattresses of today are so much more than a large rectangular plastic balloon. They even offers options not available to box spring or foam mattress owners.

A cheap air mattress can be deflated and rolled up and is ideal for camping trips. They can also be very handy to have around the house as a temporary place to sleep for extended family and guests. But when it comes to real luxury and real comfort the newer air mattresses of today have no peers.

Deluxe air bed mattresses are made for the home and are designed with one thing in mind, comfort. Sure, they may be made of plastic, but that cold plastic is covered with soft and luxurious fabrics that can help you realize the most relaxing night’s sleep in a very long time. Plus, they come in all regular sizes including twin, full, queen and king and will typically use the standard size sheets. No need to search high and low for bed sheets in hard-to-find sizes.

The more expensive ones have high quality pumps that come attached, allowing for easy and quick inflation or deflation. Pump them up by pushing a button and then deflate them by pushing another button. Adjust the firmness or softness with one finger. It couldn’t get any easier unless you had someone else push the button for you. And deflating them entirely can be done in a matter of seconds. It should be noted that not all brands and models have pumps. If you are strapped for cash you can certainly find a cheap one that must be inflated manually. These cheap brands can save you some money and give you more exercise than you want, both at the same time.

A top-of-the-line air mattress will contain additional features for comfort, luxury and ease-of-use. Some include separate hand-held firmness controls for each side of the bed. If one person likes it firm and the other prefers soft, both can be satisfied with separate firmness controls.

By simply pushing a button one sleeper can adjust their side of the air mattress to any level of desired firmness, from extra firm to soothingly soft, all without affecting the other sleeper’s comfort.

One of the more popular air bed mattress manufacturers is Select Comfort. They have Sleep Number Beds that use uniquely designed air chambers to provide a gentle cushion of support which can be easily adjusted to the sleeper’s preference for comfort and firmness. In addition, the Sleep Number bed allows couples to individually adjust their own side to the precise comfort level that they prefer.

If you enjoy having a pillow top on your mattress you will be happy to know that you can fit your deluxe air mattress with the same types of pillow tops, sheets, blankets, pillows and comforters that you have grown to love on your spring or foam bed.

The air mattress has all of the positive attributes that make sleeping relaxing and comfortable. But the air mattress has additional comfort features that cannot be found on other types of beds. If you are looking for luxury there is no need to look any further, the air mattress beds of today have everything necessary to ensure a good night’s sleep. Sleeping is something that you will start to enjoy again.



Teresa
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Ashley J asked:


Please give me a website link, where I can see the whole episode. CNN only does a brief recap. Thanx!

Terry

Learn All About Self Esteem

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John Samson asked:


Self esteem is something that every person should have and the loss of it in a person spell disaster. Just like anything that a person has to have, a person should work at building his or her self esteem. Before one can do that, there is a need to know things about self esteem. Self esteem is how a person perceives his or herself. There are various factors that a person should have a positive attitude about including the value he or she gives to him or herself as a human being, his or her career and his or her achievements in order to develop a high self esteem.

That is only for starters, one has to go deeper an see a positive meaning to one’s place in the world and as well as one’s purpose in life. In looking at the future, there should be optimism while evaluating one’s potential to be successful by working on one’s weaknesses and highlighting the strengths. Last but certainly not the least a person has to have independence or the capacity to stand on his or her own to feet because being independent is one good way to start building a high self esteem.

Knowing all these things will help a great deal but there might also be other factors that you want to add but this is a really good start already. You might get from the very long first paragraph that building high self esteem is all about the individual and that is true because your self worth is obviously based on how the individual sees his or himself.

However the people surrounding a person also has an impact on the self esteem of the individual concerned especially the people with whom the person has a close relationship with. This is the reason why there are a lot of cases of damaged self esteems that are somehow related to emotional and physical battery as well as milder cases of heartbreaks for the teenagers.

Getting back on your feet has a lot to do with getting that self esteem back after a shattering experience. It does not matter if you work on building it slowly so long as you are focused at getting your high self esteem back to where it belongs.

The importance of high self esteem is one thing that we cannot ignore because it is very crucial as a cornerstone to a happy living. Having a high level of this aspect of yourself will make you highly motivated to work at achieving your goals will give you the right attitude to be successful in whatever endeavor one chooses to take.

In fact in a CNN interview with Robert Wagner by the legend Larry King, he was quoted as saying that “I would tell them the most important thing is to work on your self esteem, that is the best advice I can give.” Take it from someone who knows what he is talking about and to one who walked the talk. So for those who have low self esteem, look within yourselves and discover that there is so much about you that you can be proud of.

For those who are lucky enough to already be working on building high self esteem, keep up with your good work and hopefully nothing will ever crush you should something very challenging come your way.



Christian
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jo P asked:


It seems like a big week for interviews. Every minute I turn on the television someone is doing another big interview

Patricia